your medical insurance: awesome or totally not awesome?

Hearing test
Estimate: $48
Bill: $1,880

I'd almost rather pay it than have to call Cigna.

I just cannot wrap my head around the con that is american health insurance. I hear stories like insurers holding off for months on approving a payout, so the year ticks over nd your deductable resets.

And how the reason you pay $500 a month is because if you do, the doctor bills the insurer $1500, where as if you are billed directly the same exact freaking procedure is like $10000. Because They Can.

Fuck!