i've been in a car accident....

I just witnessed a church van try to beat a red light very late, clip a fairly clean hi-riser caddy, do a 180 and damn near roll over.

was it full of nuns?

Drove over a piece of metal (piece of a truck or container or something) that looked like cardboard but wasn't. Loud banging noises, two right tires shredded, front wheel blocked (brake, probabaly, damage on the underside of the car. I'm fine, but damn you, anonymous truck driver. I expect my insurance will go up because in principle you have to be able to avoid or stop for everything that's on the road and stuff. :-/

:( sympathies that's a horrible feeling

thx

so got into a minor accident last friday - car is perfectly fine except for dents + scrapes, and driver's side door won't open because of the weird way in which the front quarter panel is dented.

reported the accident to my insurance company, and the other driver did to theirs as well - now they are offering to pay out-of-pocket for my repair, to avoid premiums

any experience with this? I thought you were supposed to offer the out-of-moeny stuff before filing a claim w/ the insurance companies

so last week, I was in a parking garage trying to park so I could see Spectre. for some reason, there was a queue going up all the way to the second level so while there were tons of open spaces, I couldn't really park because I had no space to pull out enough to get into it.

in a dumb move, I tried to negotiate one of the spaces and on doing so, lightly rubbed the back bumper of a car. the person was in the car so I apologized, said it was my fault, and once I managed to be able to park legitimately, got out so I could give her my info. she called the police but as she told the police nobody was injured and the damage was under $500, as per FL law, they said they didn't need to come by. the damage was minimal to both cars - you can see a scratch on my bumper, her damage wasn't even visible in the poor lighting but I assume I left a paint trade given how mine looked. she was polite in the end and we went our separate ways.

the claim that I expected was filed, which was fine. However, then the adjuster asks me if she was in the car at the time. I stated I thought she had just gotten out, but couldn't remember clearly. He then tells me she says she was in the car and reported that she is "sore" now.

I try not to pull the "that's impossible" card because I know injuries can happen even during low speed collisions, but this wasn't a rear end collision at say 10 mph where the impacted car actually vibrated or moved forward after being hit. It was a slight rub of one bumper against another at 3 mph - the damage was so minimal you can't even see from a distance. No denting or crumpling. And she's trying to report an injury?

I also realize that injuries don't immediately show themselves, but she reported to the police at the scene that she wasn't hurt and again - the car did not move, it just rubbed. I'm typically one to give benefit of the doubt, because I know even a ten mph rear-end could hurt someone, but it seems suspect that this slight paint trade would cause her significant pain, especially after she reported no injury at the scene. also, she used exaggerated language at the scene (she actually said "You wrecked my car!" when she got out and suggested I'd been drinking at one point when I hadn't had one all night).

am I likely to get screwed on this one? I took a picture of my vehicle's bumper and sent it to my claims adjuster this morning to show how minor of an impact it was.

yeah, it's not uncommon for people to get encouraged by friends/family/etc to claim unproveable crap like whiplash in an attempt to get more money from your insurance.

Ow

At least unlike the last time...I was sober and not at fault.

Happened 100 miles away from home. Totalled. Oi...after a 70 hour work week.

Xrays and ct scans mostly fine tho

yikes! glad you're ok. what happened?

Hope you're ok man quick recovery

I was in a partner clients building for the week and decided to go see Cannibal Corpse in Jacksonville after.

Strange, poorly lit area in the left lane and this older man had his truck sitting on the median, hanging into my lane. No lights on, didn't see him, plowed into his back end.

He was the nicest guy and apologized to me and everybody tended to me.

All things considered..coulda been worse. Windshield cracked, both bags deployed, but i'm ok. Just emotionally drained but relieved

Never made it to the show.

Was smelling airbag dust for hours. Awful scent

I'm extremely glad you are intact. That's awful. I hope you had no emotional attachment to the poor contraption.

Clearly this is because earlier today I thought, out of nowhere, "you know what band nobody has mentioned in my presence lately? Cannibal Corpse."

get & be well, N

glad to hear yr ok, car accidents are scary

thanks all. neck pain is better, actually was never that bad. found a degenerative disc condition in my neck but I'm willing to bet they would have found that pre-accident too.

psychologically, I was initially a mess, but had so many friends call me to check on me.

this work project is cursed. the following has happened to members of my team:

Original analyst (which is my job) got laid off
Domain mgr had to go on leave due to boyfriend w/ life-threatening condition
Customer service manager totaled *HIS* car falling asleep at the wheel last weekend
now I wrecked mine

there's only one dude left who has gotten away scot free.

Clearly that guy should just not leave whatever room he's in. Glad you're in one piece for sure.

Glad you're doing alright man

his insurance accepted liability. score.

my pain is gone. my neck is resilient.

Headbanging strengthens the neck muscles! \m/

haha i did joke to my friends that I expected the injuries I sustained on Friday night, but that I got them from a different activity than originally planned

got new wheels. fatigue has been a huge problem since the accident. neck doesn't hurt but definitely feels 'crick'-y at times.

still...good week considering.

this blows

i was rear-ended last wednesday. i suffered a concussion, was home resting pretty much all last week

the insurance rep called me this week and lets me know that my car (that i just spent $1800 on repairs 5 days before the accident) has been deemed a total loss. they will only pay for my rental car for 10 days. i haven't even thought for a second about buying a new car, a decision i thought i wouldn't have to make for another 3-5 years and would be able to spend months researching. now i have 10 days to do it!

Jeez. What a horrible mess!

yea it is a bummer. it was my first car too. wasn't ready to say goodbye to it

that's a bit of a pisser but physically i hope you're okay now marcos

fuck that suuuucks marcos :(

thanks everybody. i'm feeling better and as far as car accidents go a minor concussion ain't too bad. it could've been worse. i am just so bummed about the administrative hassle of having to deal with this. big purchases suck.

Fuck, best wishes

marcos, if you want me to hook you up w/someone who works in new car sales let me know. I have a friend who can help you out - he's sold cars to several of my friends and will give you a good deal. He works at a dealership down in Hudson.

good to know, thanks phil! i'll likely be buying a used car - when i said "new" i guess i meant to new to me :) if i change my mind tho i'll let u know thru ilx mail!

man sorry about that marcos. I'm still dealing with the admin issues of mine (mostly the medical bills)....Really really fuckin sucks too when you just sunk a fortune into repairing it :(....

yea that is the worst part i think? i had put off repairs for like a year and then finally did them, all a bunch of small things, new tires, etc. hopefully i can recoup some of that but idk

one very small silver lining is that i will finally get a car with an aux port or usb or whatever. i still buy cds because my car doesn't have a tape deck or an aux port

SO GOODBYE CDS

(though i will probably still buy them)

When did the USB/AUX port become standard? I drive a 2001 civic so I have no clue what is standard with newer cars.

Anyway, it sucks you have to deal with that over a short-term. I get anxious having to rush through big-purchase decisions that you know are going to affect you for years to come.

usb/aux been standard for like 5-6 years at least.

many new cars don't have cd players which really fucks me up.

lol marcos I was kinda happy to get a new one with Bluetooth as I'd pretty much been USBing all my music in the old car as I tend to lose CDs very easily.

the money you spent on repairs should increase of ACV of the car that they give you, not necessarily by that amount, but it'll help. do you know if you'll be getting more than you owed on the car? that's always nice when you can use it for a down payment.

thankfully i paid it off already which helps a lot

Oh def

um

fuck my life

oh no

i bought a new car 3 weeks ago and got into another accident this morning

i am okay but like FUCKING HELL ARE YOU KIDDING ME

Holy shit, dude.

glad you're ok. how is the car?

thank you. car has huge deep scratches on the whole passenger side and veers left when I drive it. alloy wheel has half-inch gashes in it