Obamacare / Affordable Care Act : classic or dud?

my job-tied health insurer has turned down my one-year-cancer-anniversary PET scan TWICE now; ACA not really relevant to me w/ this shit.

The letter i got says "you have not been undergoing treatment" (balls).

Do you have a friend or family member who can help fight for you on that stuff? When my mom was being treated for leukemia, her insurance tried to deny her coverage for a CAT scan during treatment by claiming for some crazy reason that it was nondiagnostic in nature. Luckily my sister worked at the time in a doctor's office and was able to harangue the insurer over the coding on the bill.

ACOOOOOOOOOORN!!!!

http://talkingpointsmemo.com/news/obamacare-enrollment-hits-4-million

Shit so I am trying to finish enrollment but I forgot my password and every time I try to login and change it, it fails and says I either got the security questions wrong (which I didn't) or that I was unable to come up with a new password. Does anyone have advice?

it's OK, the insurer OK'd my scan on the THIRD try

Ok so i called the number and talked w a very helpful person over the phone pretty much instantly. I have to start a new account w a new email address.

Thank god they added IT hassles to our fucked up health care system eh

Apparently my credit history is too light to do the normal verification, so I have to go through some extra hoops and call an extra number. If I was a good American, I would have credit cards and car loans.

"The only good American is an indebted American."

-- Bob Marley --

Ended up just having a nice helper fill in my form for me over the phone, and yay I'm eligible for stuff! Time to do research!

happy to hear it dr. m

very glad to hear that, dr. m.

this is my shocked face -- florida "restaurant" chain charging "obamacare" fee isn't paying for "obamacare"

http://www.orlandosentinel.com/features/blogs/gone-viral/os-gators-dockside-obamacare-fee,0,7464589.post

I was on the phone the other day w two more people, the first was the official service that verifies your identity before you can sign up. They were unable to do so and asked me if I had a car loan or a house loan or a credit card or SOMETHING because they were looking at my credit history and there was nothing there. I guess years of paying utility bills means nada because I'm not actively incurring debt.

So they told me to call _this_ number, which turned out to be the regular Healthcare.gov help number. I talked to a helpful lady, probably a volunteer, who was really nice but had no idea why the verification company sent me back to her. So she filled out my form over the phone and it went really well and eventually she got to where my options for the different plans were, etc. so I asked her if I could now login and check these out for myself, and she said yes. She was really nice.

Of course, later, I login, and get the same "You must verify your identity" crap. WTF? If I can call this third person up over the phone, and they can just enter the info in themselves, why can't I just do it myself? Again, WTF?

latest way ACA is ruining america is by increasing americans' disposable income. socialism!

http://blogs.wsj.com/economics/2014/03/03/obamacare-effects-account-for-most-of-income-spending-increases/

Has anyone on this board successfully signed up? I know one person who signed up, but she signed up in December and was able to go through the whole process in one go.

*raises hand* I still have to actually go out and use it, though.

there was a glitch in my application to oregon's expanded medicaid program, so i didn't receive my introductory packet for a long time. however, whoever runs the twitter account for the oregon exchange was basically telling people "email me if you're having problems and i'll figure it out," so i did and they did! they also sent me a copy of the entire email chain generated by my request, like four different people all in communication with each other trying to pinpoint the source of the error. it was pretty cool.

Cool i hope they send me a packet i have given them my address three time now.

Apparently you can now keep your insurance for another two years if you want.

In other words, Obama is afeared that there will be blowback in the midterms.

Another proud moment in US politics.

All of the voters that were angry about Obamacare will now vote for democrats because of the extension. Brilliant political move, at least a dozen dimensions of chess right there, these guys are in charge for a good reason!

btw I haven't actually read any conformation on this so I'm trusting that dandydonweiner's account is 100% accurate

I signed up via the exchange but didn't have any kind of subsidy.

ah, here we go: http://www.nytimes.com/2014/03/06/us/politics/obama-extends-renewal-period-for-noncompliant-insurance-policies.html?hp&_r=0

WASHINGTON — The Obama administration said Wednesday that it would allow consumers to renew health insurance policies that do not comply with the Affordable Care Act for two more years.

The action helps Democrats in tight midterm election races because it avoids the cancellation of insurance policies that would otherwise have occurred at the height of the political campaign season this fall.

it's really weird that the second sentence is stated as a fact

so the masterfully executed strategy was

1. have obama repeatedly say "if you like your policy, you can keep it"
2. get absolutely destroyed in the media for many months because it turned out that in many cases, no, you couldn't keep your policy if it was non-compliant, no matter how much you liked it.
3. wait patiently until the firestorm of criticism over 1 and 2 has successfully angered every single voter who would ever hear about it and care one way or another
4. go ahead and let people keep their policy if they like it

can I start a get-rich quick scheme by making new policies that don't conform, or is it only ones that are grandfathered in?

I think a bunch of them are of the format: "send us $20 per month, and if you have a catastrophic injury, we'll pay up to $10,000 after you satisfy the $9500 deductible"

tbh I'm surprised anyone is surprised by this latest laffer

it's all over now, baby soetero

http://news.investors.com/ibd-editorials-obama-care/031214-693001-latest-obama-mandate-exemption-change-guarantees-obamacare-failure.htm

I think weakening the mandate is a bad thing, but

Another easy out: Just fail to pay a utility bill until a shut-off notice arrives. Send that in and — poof! — hardship exemption.

wtf dude

"I'll just have my power shut off! It'll be fun! Easy peasy!"

That's something you do after deciding to have more children to scam extra food stamps.

i've seen today apoplectic stories that the white-house has fatally undermined obamacare by compromising on the individual-mandate, and stories from aca-focused journalists saying it's no big deal. anyone know what's happening here, in a sentence?

i prefer to be apoplectic, honestly. c'est cathartique !

It continues to boggle my mind that people who work in and around health care blame every new change on "Obamacare." I worked with a transport person today who was convinced that the "government" is behind the (often absurd) pilot projects and studies at my place of employment. How does anyone who knows anything not realize that it's about insurance exchanges, not about doctors and administrators doing studies that (while sometimes absurd) do impact medical and nursing practices?

can I start a get-rich quick scheme by making new policies that don't conform, or is it only ones that are grandfathered in?

only grandfathered policies

;_;

so what if i claim that my grandfather created the new non-conforming policies?

Ok so I got the address of where to mail my proof to (just a copy of my driver's license) and it will take 2 weeks but if you have been trying and unsuccessful they are lenient on time so March 31st isn't the end-all-be-all date.

Still, it's silly, and hasn't made me feel like my account is any safer, in fact, now I have given out my personal info to 4 people over the phone. The mind boggles trying to imagine exactly how someone would steal my identity and use it to sign up for health insurance. Pretty sure the 'insurance fraud' scare tactics are just another chip in the massive giveaway to private industry that this is. Going through this process, I have had multiple people tell me I should get a credit card, get loans, etc., - not just these companies I have to talk to on the phone to access my stuff - but friends that are genuinely trying to help.

I pay for everything in cash, whether it is buying a car or going to college. If I can't afford it, I don't want it.

Clearly the insurance industry and credit industry are hand-in-hand, and no doubt had as much of a say in writing the ACA.

Still, I'm going to finally get health insurance! I am so excited.

That is awesome.

congrats, man.

https://www.youtube.com/watch?v=OUJLSopIWnc

lebron is proud of you.

bron constantly hawking products he doesnt use like staying in school and govt healthcare

that'll end now that he is past his prime and unlikely to get future endorsement deals.

haha

http://www.nbcnews.com/storyline/obamacare-deadline/obamacare-website-fails-deadline-arrives-n67666

http://www.washingtonpost.com/blogs/plum-line/wp/2014/03/31/obamacare-fails-to-collapse-time-to-move-on-folks/

http://www.washingtonmonthly.com/political-animal-a/2014_03/waiting_for_the_obamacare_alte049701.php

there's no secret to what the gop will offer as an aca "alternative," right? they will impose caps on med/mal suits; emphasize, as a bipartisan measure, new steps to further prevent and prosecute health-care fraud; propose "high-risk" pools; and propose allowing insurers of one state to sell policies to citizens of another state (on the theory that competition reduces prices and increases consumer-choice).

these are humdrum or totally regressive ideas. and they're all stale, across the board (except for further fraud-busting measures, which should be bipartisan and should be applauded).

A friend was trying to go online yesterday to make sure they had an extended deadline and it was too busy all day.

I'm still waiting on snail mail from the regional center...

nice article talking about how enrollment will continue during non-open enrollment parts of the year: http://talkingpointsmemo.com/cafe/obamacare-enrollment-is-far-from-over

http://talkingpointsmemo.com/livewire/obamacare-cuts-kentucky-uninsured-rate-by-40-percent

Impressive

The governor was on Chris Hayes' show last night touting this phenomenon.