Buying A House: C or D?

I know a guy from college who bought a church and literally has been renovating it for almost two decades -- I think he does have some money but is doing a lot of the work himself. It seems like you have to want that kind of lifetime project for its own sake, he's that kind of guy.

Also, that thing has 4500 sf of space just on the main floor! You don't want to deal with that shit -- just the sheer amount of renovation and maintenance that amount of space means, not to mention heating, cooling etc.

"help yourself to some breakfast. we keep our cereal boxes in the old tabernacle."

"west elm doesn't make a barstool that's the exact height of a martyr's crypt. you have to make it yourself."

friend of a friend bought an old historic church 7-8 years ago with the idea of making it into a recording studio but afaict having access to all that extra space has just removed the guardrails from his gear-hoarder tendency, and hes basically been walling himself up there inside a giant tomb of broken amps and garbage-picked gear ever since

https://i.imgur.com/ozqsw1V.jpg

"for this album we wanted to go back to the basics: just 7 monsters in a room making music"

never noticed before the attention to detail in the sets and props. Sweet silverface fender amp

So many church renovations go horribly unless you want to live in a completely open space. The whole sanctuary/balcony/alter space just doesn't cut up well. You get a bunch of boxes and dumb hallways and it's just a waste.

plus a Space Echo and one of the weird '70s drum machine

the Muppets might be recording a live album for Castle Facer

friend of a friend bought an old historic church 7-8 years ago with the idea of making it into a recording studio but afaict having access to all that extra space has just removed the guardrails from his gear-hoarder tendency, and hes basically been walling himself up there inside a giant tomb of broken amps and garbage-picked gear ever since

I have seen this happen to so many people ... though most of them are/were renters ...

So many church renovations go horribly unless you want to live in a completely open space. The whole sanctuary/balcony/alter space just doesn't cut up well. You get a bunch of boxes and dumb hallways and it's just a waste.

I think the best one I've heard about that wasn't an event space or arts ed org use was living quarters + porn studio

"I don't know how to set up a music studio or renovate a house, I think I should try to do both at the same time on hard mode"

"for this album we wanted to go back to the basics: just 7 monsters in a room making music"

"I'll be announcing my pizza topping preference from the pulpit in 15 minutes."

there is always a muppets picture.

live caught my first mouse that's been living in the back yard. Cute little guy. Going to release him 10 miles away in a park by the ocean (where he might be eaten?).

aw what did cute mouse ever do to you?

he pooped in our laundry area which is stupidly in an unconnected sliding door shed with so many entry points outside.

also put him under my hat to cook a coq au vin, and it turned out awful.

I released him and when I turned around, a hawk had landed on my car. I may have picked a popular area for this. Anyway, it's morning and I released him in an area with lots of cover. Should have a chance. If a beautiful bird gets breakfast, that seems like a better outcome than killing traps? I guess I am wondering, though. Many opinions of every kind available on the internet.

how did you know it was *his* poop did you do a dna analysis

12 of his peers (beanie babies, including 1 princess diana bear) convicted him before I loaded him into my car.

before you all attack me, I did not remove the princess di bear from its case during trial

We use snap traps. Call us callous, but it's a sanitary issue.

PETA says rats are very clean and even have a natural floral aroma.

no mention of their poops, however

Despite its relative rarity, hantavirus is a enough of a worry that we don't mess around with any rodents. Just kill them.

Submitted docs today to volunteer for a third of a million euro worth of debt, mar dhea whats the worst thatll happen sher

You wil be fiiiiiine. Just caught and drove a friend to the park for the first guy. I have a routine going where I put the cage on the passenger seat and play "People Ain't No Good" for them during the ride.

I catch a mouse every three months or so with old timey wooden traps in the basement. They can do whatever in the garage but we store food in the basement so they can fuck off

But I’ve leaned it’s a good idea to disable them before you go out of town for two weeks

Surfjan do you need to borrow a cat, I can do contactless drop off and you can keep her (you're getting the bad cat obv)

always best not to think of anything you ever pay for in terms of their percentage of a million dollarbucks

idk it was working ok for me until now tbh

"we're going out to dinner but I only have .00004% of a million dollarbucks to work with so let's not get shakes"

Makes tipping @ 15% quite the flex

Thanks quincie, but I need a snake and then a mongoose.

darragh, that mortgage doesn't sound too bad compared to rent if you are in a city?

If there’s ever been a year to invest a lot of money in a place to live (and work)

Its application stage so nothing confirmed but we'd hope to be moving out of the city and gaining several rooms

And yeah looking at 25 x 12 x [rent] is the obvious comparator to calm oneself on the figures

Submitted docs today to volunteer for a third of a million euro worth of debt, mar dhea whats the worst thatll happen sher

doing this as well! (for the equivalent in aussie dollarydoos) what could go wrong??

Gallipolli could come looking for ye

my great-grandfather got wounded there twice, therefore my family has paid our blood debt to the Ottoman Empire thanks

Well twasnt there peacekeeping he was so maybe be careful ordering any footstools just in case

We've been in our current (first ever) house for 16 years and really want a new one. Our tastes have changed (become more modern) and we want more room and a open floor plan. The problem is we don't want to leave our very small village, which is known for its old houses and small lots which limit our possibilities (there are about 5 modern houses in town). Back in August we missed out on a near-dream home by not going to our "limit" and have been kicking ourselves ever since.

Good luck to all the ilxors finding their new places because it can be tough! I have to remind myself that we are extremely lucky to even be able to have these kind of conversations.

I could use some advice. Our mortgage closed probably 1 month ago, and has already been sold/transferred to a large bank. The closing process is over. However, we cautiously transferred a little bit more than the estimated closing costs to escrow before close. I believe this is commonly done to avoid a delay in closing should a broker find a small bit over the estimate is required. We haven't received our refund from escrow yet. They've contacted me to say that a mistake was made, and they actually need $250 more to pay some fee that was left off of the original disclosure we signed. They want us to sign a new disclosure so they can remove the extra $250 from our escrow refund. In this case, I believe the broker would even be paying somebody else that falls under their same corporate umbrella. Would it be rude for me to just ask that we don't sign new closing disclosures and have them take care of this in-house? At best, somebody made a mistake with respect to a fee to be paid to someone apparently in-house. At worst, this is a scam they run to skim more money off of escrow refunds. I didn't even negotiate closing costs (as I've previously done) during the original disclosure because I knew that every broker was insanely busy due to the refinancing requests. Would you sign the new disclosure, pay the fee, and move on?

Whats 250 quid worth to you vs the forseeable consequences of not, i guess

I think “in-house” is nebulous when even among the same corporate umbrella they might be distinct businesses

$250 is not a small amount of money to me, but we will be ok without it at the moment. If I pay, it will go to an asset of Warren Buffett and its shareholders, who certainly needs it less than I. I suspect the only consequence for me would be a damaged relationship with this particular mortgage broker. To be honest, they may have already damaged that relationship by asking for it. It seems like something that maybe wouldn't be done to some people? I am willing to be talked out of that feeling as well. I am more concerned about screwing some cog in the larger Buffett machine that will need to admit a mistake, if that's what it would take. I probably should just be straightforward with the broker about how this is making me feel sour about everything but that I'm definitely willing to pay it if it means someone is being squeezed?

it wouldn't have been an issue at all if it came up in the original disclosure, obviously. It's just weird that it's happening now, after they've sold our mortgage to a large bank and know we had a little extra in the escrow account.

Cant spell escrow with screw iirc