Buying A House: C or D?

also from a cook's perspective hanging spices right above the stove is a terrible idea, the heat will ruin those spices

kitchen design choices that show nobody actually cooks

in my house, that's called "putting the mail on top of the burners."

I would never use my stovetop for storage *quickly shuffles all the junk off the stove*

yea the heat will make your oils rancid too

If indeed stood still in those moments, then are we actually in an alternate universe where it kept going?

If, let's say, time stood still when Rebecca and Jonathan got married, then it must have restarted at some point so that Landon could be born, right? Etc.

A true asshole could just go in there and spin the clock a whole bunch of times and kill poor Logan.

OR TURN IT BACKWARDS so they'd never been born? Or just invalidate the marriage to make the boys illegitimate.

The mind reels.

mmkay

lol at the handles literally in the middle of the cupboard doors. why do people do this??

haha i didnt even notice that

to show you have such good upper body strength you don't need the extra leverage of having the handle at the edge

we didn't make the offer on that expensive house btw and i'm feeling good about it, thx ilx

not making offers, not having them accepted, and not getting a mortgage is a feeling that I miss now.

house buying is so weird. We bought 5 years ago in the Bay Area when the market was in the toilet, and it was stressful beyond belief then, to say nothing of the way it is now. The idea that you walk into an open house in a neighborhood that you think "well I guess I could see us living here" tour the house for 20 minutes and walk out and make an offer because there are dozens of people just like you... it's madness. By far and away the biggest purchase ever and you just kind of do it. It's not rational.

The idea that you walk into an open house in a neighborhood that you think "well I guess I could see us living here" tour the house for 20 minutes and walk out and make an offer because there are dozens of people just like you... it's madness. By far and away the biggest purchase ever and you just kind of do it. It's not rational.

yea totally, this drives me nuts, the fact that we just have to decide, within a couple hours, whether to offer is just wild

that said though the longer we've been looking the more confident i am getting about what it is i want. i feel like i learn a ton with every house we go to see

the more confident i am getting about what it is i want.

haha i should change that to the more confident i am about knowing what it is i want. i'm not super confident about getting it!

I bought a house five years ago and the market was still doing OK locally, but in the past year it's gone crazy. I think half of my mail is postcards from realtors saying LET ME HELP YOU SELL YOUR HOUSE!

xxxxp otm. I've been going crazy trying to get that last .1% on the rate and that last $50 of fees waived now. It's a drop in the bucket, but I'm just fighting for anything to make feel better about how insane this all is.

xp mh that's how it is in the neighborhood im looking in, we are probably buying a few years too late. home values are really starting to go up, inventory is super low

been looking a lot at redfin/zillow's "recently sold" thing and it's pretty crazy how much cheaper similar houses were even 1 year, let alone 2-3

yeah, definitely not feeling good about buying at this time. just keep telling yourself "rates are low", even though the people that paid 90% of what you're paying just refinanced to those better rates, have lower property taxes, etc.

However, rent is also getting insane. So buying is maybe not a terrible idea if you aren't locked into a low rent.

yea even though i would've been better off buying 1-5 years ago it is still better to buy now than i think it will be 1-5 years in the future

in retrospect we took an enormous gamble with this house. If my wife and I had not gotten promotions, I suspect we would have had to sell already. The first year we had some savings combined with incremental property tax adjustments. By the time that the full weight of completely adjusted property taxes entered the picture, had we still been at our previous income levels we'd be back to scrambling for an apartment. It was just one of those things that demonstrated our complete lack of understanding of what we were getting ourselves into.

It almost feels like fees, taxes, rates, etc cancel out a lot of the time. I guess refinancing to get out of PMI has the downside of higher property tax payments. Or they can just change on their own. PMI seems to be fairly cheap now, but there's no longer a tax break on it. Having a ton of money already seems to be the only surefire way to save money.

there's still a tax break (or was for 2015 anyway) but I didn't qualify for it any longer, so now the dilemma is to figure out if a refi at a slightly cheaper rate and no PMI will outweigh the cost of the loan and having a new 30 year mortgage 5 years into my current one.

i wish I would have done a refi 3 years ago but wasn't in a position to do so at the time.

one of my least favorite things i see in a lot of renovated places is sinks that look like a bowl on a table
http://photos2.zillowstatic.com/p_f/ISqlxx9vxh4iqw1000000000.jpg

should be noted that that is not the worst choice made in that particular renovation.

wow that is some design aesthetic they have going there

i think some bowl sinks can look very cool, ive seen a few that are made out of very beautiful glass and are pretty striking, but that one is horrible especially on that cylindrical cabinent thing wow

if bowl sinks have no place to put a bar of soap, I am anti bowl sink. I guess this is a special cylindrical cabinet case where you have no surface area surrounding the sink bowl, though.

it is kinda fun to go through the decision process that led them to adding soap holding fixtures to the wall outside of the shower.

favorite part may be when they realized they couldn't have a ridiculous mirror frame and a full shelf above the sink, so they chose a ridiculous mirror frame

Don't like the bowl sinks. Too much leeway for the faucet to get in the way.

Also, those things shouldn't be called "sinks" anymore.

apparently they're called vessel sinks
http://streeteasy.com/talk/discussion/15462-i-just-dont-get-it-what-do-people-like-about-vessel-sinks-

I am not sure where your right leg goes when you sit on that toilet.

apparently they're called sidesaddle toilets

i've lived too long

well i think they vessel stink!

it is kinda fun to go through the decision process that led them to adding soap holding fixtures to the wall outside of the shower.

Those are for the hand soap. There's probably, like, six or eight more soap fixtures out of sight in the shower.

I know they are for hand soap. It just looks weird and seems like a bad idea. I don't know that I'd ever seen them outside of a shower.

Sometimes they have little holes in them for you to drop your toothbrush stem through.

for those with greyscale?

I am not sure where your right leg goes when you sit on that toilet.

That's a $15,000 Japanese toilet that comes to you when you need to use it. The bathroom corner is just where it sleeps.

Today was edifying. One: we definitely need to do some credit score magic between now and whenever we close. The rate we got quoted yesterday in our pre-approval sucked. This is fixable though, and we have time.

Two: "hot" neighborhoods are not for us. First time buyers in their late 20s / early 30s have no idea what they're doing, they apparently love stupid finishes (saw like five of those ridiculous backsplashes today, at least one pot filler tap, lots of dark wood floors) and they overpay to live next to their cool happy hour spots.

I'm all about a boring kitchen in an older neighborhood that is staggering distance from a place with only five taps. Shaw and the Atlas District are for rich douches.

I have a dislike of bowl sinks, but they can be quite nice to use I guess.
We have really nice dark wood floorboards and want a big springy tap to replace our stiff old kitchen tap :p

I've had adam sandler in the wedding singer singing "bowl sinks! yeaaahh eeeeyeeeaahhahhh!" in my head for 2 days now

today, the mortgage people sent me some forms to sign and had not updated some fields on the last two pages with my information. So they basically gave me the names, SSNs, and address of previous clients. I feel very safe with my choice now!

can we talk about how much vinyl siding sucks

so many of these older homes have it and it looks so bad