Taxes!

I can't see how I can possibly owe you two grand. I'm sure there are people who make twice as much as me who don't owe fuck.

I r queen of last minute taxes.

suckahs :-P

xpost

anyway, you wind up owing money this way:

if you're married, and you mark "married filing jointly" on your withholding forms at work, they withhold LESS money from your check than they would if you marked "single." this is because the tax system (wrongly, in almost all cases) assumes that if you're married and filing jointly, you're supporting your wife. If both people are working, you have to go through the two-earner, two job worksheet to find out what the difference is b/w what they'll withhold and how much taxes you will actually owe. This is almost always short though for some reason. (note: this is all only true for Federal. State, which is what I owe, doesn't bother to give you a nice worksheet to figure this out. They just say "fuck you", give you no tools to find out how much you owe, and then charge you when you're short. This is called "California is broke and squeezing you for money, bitches.").

If your income fluctuates from month to month because of overtime or bonuses or something, then God help you.

Being married sucks for taxes because of this, and also, this: say you make 70k. Say your spouse make 40k. If you're single, you pay the tax rate for someone making 70k, and your spouse would pay the rate for someone making 40k. But if you're married, you pay the rate for ONE income making 110k. Which is a higher percentage than the others. This means you pay more taxes when you're married than single people making the same money. This is called the marriage penalty and everyone thinks that they got rid of it last year. They did, but only for very low income people. The rest of the country (ie: the middle class) gets fucked.

thankfully i make little enuf that this isn't massive chunks of change we're talking about yet.

grrr.

also how fucked up is mass in that you get taxed MORE (and w/o most deductions, no less!) on out-of-state "investment"!? they only let you take out special in-state deductions for it, insteada the gamut, so my education deduction (which is xo!@%$@#ing huge) does no good.

[on the health insurance tip -- i need to figure out how to make sure the plan is "through" the business or whatever. yeah -- a tax atty could actually have probably saved me $ this year. next time round...]

now, if you fuXors only had money i could make a mint representing yer asses come audit time :-)

that said, yeah if you are self-employed and have business expenses you stand a better chance than if you are just self-employed and have no expenses. also, anything having to do w/ "flow-through entities" (basically, partnerships, limited liability companies, and S corporations) get a closer look (b/c of well-publicized instances of outright fraud wr2 such entities).

now I have no ACA at all, so that's that

TurboTax wanted to charge me $70 to file with student loan interest (of maybe $15?), so I used one of the free ones on the IRS site.

― Lady Sovereign (Citizen) (milo z), Tuesday, April 14, 2026 2:33 PM (four hours ago)

probably the last year I use them. I owed 1k in federal and got 2k back in state and after all their fees ended up only getting 600-700 or so back

Got a decent state refund this year and a very small federal refund. (I use TurboTax.) It helps that my record label loses money every year. But I'm currently in the process of reconfiguring BA as a 501(c)(3), and I lost my day job in October, and I really don't know what effect those two things are gonna have for next year.

The ACA subsidy repayment thing is one of the things I hate the most about the current tax code (and I am far too familiar with the federal tax code… because I had to study for the fancy licensing exam last year)… there have been caps on repayment in the past, but this year’s stupid bill eliminated them all.

The way they calculate the subsidies can also be weird… idk … I remember how much I had to pay before ACA existed so I always overestimate my income because $300/month for health insurance is still cheap based on my memory. …of course if I couldn’t afford $300/month, that would be a different story.

Meanwhile I have become an accidental salesperson for self-employed retirement accounts…

i have been trying to speak to someone at the IRS for over 2 weeks, I call multiple times a day and get all the way though until it goes to transfer me to someone and then I get the " We are experiencing extreme high volume please try later or tomorrow, bye"

I'm really at my wits end, it's really fucked up for them to send a notice with instructions to call by a certain date and then it's impossible to get through.