Having all your money drained from your bank account from using a Bodega ATM = DUD [NYC]

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this is it:

http://img.photobucket.com/albums/v134/tracerhand/atm.jpg

Tracer Hand (tracerhand), Thursday, 6 October 2005 17:52 (twenty years ago)

we did not continue.

Tracer Hand (tracerhand), Thursday, 6 October 2005 18:01 (twenty years ago)

I'm not surprised. That font and colour scheme – meh.

Alba (Alba), Thursday, 6 October 2005 18:03 (twenty years ago)

!

n/a (Nick A.), Thursday, 6 October 2005 18:03 (twenty years ago)

Someone needs to take that strip club to one side and give them a good, solid lecture on ethics.

400% Nice (nordicskilla), Thursday, 6 October 2005 18:07 (twenty years ago)

happened to me last week

anthony, Thursday, 6 October 2005 18:07 (twenty years ago)

"i have narrowed it down to the washington mutual by nyu actually"

We slandered BODEGAS

Jonothong Williamsmang (ex machina), Thursday, 6 October 2005 18:12 (twenty years ago)

i like reading anthony's post as non-crossed.

Tracer Hand (tracerhand), Thursday, 6 October 2005 18:15 (twenty years ago)

yeah!

400% Nice (nordicskilla), Thursday, 6 October 2005 18:19 (twenty years ago)

"i have narrowed it down to the washington mutual by nyu actually"

the one on 6th avenue?

hstencil (hstencil), Thursday, 6 October 2005 18:23 (twenty years ago)

2nd ave, I believe.


(15:18:35) x: ok well, when i went last night, like the middle one was not quite working normally, and i put my card in it before i realised that
(15:18:42) x: i think someone fucked with that one
(15:18:47) x: probably today it's fine or something

Jonothong Williamsmang (ex machina), Thursday, 6 October 2005 18:24 (twenty years ago)

smartcards were a wash with the credit card companies in the US when they tried to roll them out a few years ago. they're expensive and it turns out they really didn't know what to do with them. maybe they should figure it out now.

kyle (akmonday), Thursday, 6 October 2005 18:25 (twenty years ago)

nyu ain't by 2nd avenue. there's a wamu on 2nd ave. at st mark's. never had a problem there.

hstencil (hstencil), Thursday, 6 October 2005 18:41 (twenty years ago)

yea I think she means that one.

Jonothong Williamsmang (ex machina), Thursday, 6 October 2005 18:52 (twenty years ago)

so it's not a bodega after all.

hstencil (hstencil), Thursday, 6 October 2005 18:59 (twenty years ago)

DON'T BLAME THE MESSENGER -- BLAME HSTENCIL

Jonothong Williamsmang (ex machina), Thursday, 6 October 2005 19:02 (twenty years ago)

Having all your money drained from your bank account from using a Bodega ATM = DUMB [NYC]

lol

lol, Thursday, 6 October 2005 19:04 (twenty years ago)

The acursed [email protected] troll strikes again!

Jonothong Williamsmang (ex machina), Thursday, 6 October 2005 19:05 (twenty years ago)

oh snap pwned!!!

Allyzay knows a little German (allyzay), Thursday, 6 October 2005 19:05 (twenty years ago)

hey [email protected] troll dude, it wasn't a bodega atm after all!

hstencil (hstencil), Thursday, 6 October 2005 19:06 (twenty years ago)

lol

lol, Thursday, 6 October 2005 19:07 (twenty years ago)

why didnt jon make this thread lol proof?

lol, Thursday, 6 October 2005 19:42 (twenty years ago)

The roffles would still get us

Jonothong Williamsmang (ex machina), Friday, 7 October 2005 12:55 (twenty years ago)

Of course in the UK now you are more covered than most places in the world as the law on fraud here places the onus on the bank to actively prove that you have defrauded them. Carelessness, or being caught by a scam is not your responsibility. So as long as you report it as a crime, and there are cameras showing you actually took the money out, you will always get the money back here.

Pete (Pete), Friday, 7 October 2005 13:01 (twenty years ago)

I've had simple magstripe cards fail on me way too often in the past five years, to the point where two or three months back I had at least 3 broken ones in my wallet (broken = wouldn't read). These are cards you're supposed to be able to keep for 3-5 years at a time and I've only had a couple that ever lasted me that long. The ICs in Smartcards are worse, by a long shot. My last building had smartcards for the laundry room - you put cash in a central depository machine that then coded that cash onto your card. I lost $15 plus the cost of the replacement card (like another $10 or so!) within 6 months of living there.

The other problem is the the ICs in smartcards are super crap at key generation. You basically have to code the whole mess into the card when you issue it and if anything happens to compromise the key pair then you have to take the card out of service and replace it.

That there would be why the only places you see trying to implement enterprise smartcard infrastructure are huge government agencies. Somebody's got to keep those companies in business. Something you have, something you know: the model isn't any different from traditional 2-factor authentication anyway (except for my laundry situation = 1-factor "e-cash" bullshit!) and the whole "biometric smart card" idea turns to snake oil in implementation.

TOMBOT, Friday, 7 October 2005 13:11 (twenty years ago)

this story:
http://money.guardian.co.uk/scamsandfraud/story/0,13802,1339318,00.html
is about the add-on reader / camera approach and was in the paper 2 days after i'd used the atm next to the one that was rigged up.

koogs (koogs), Friday, 7 October 2005 13:17 (twenty years ago)

Tombot, I can't tell you how many times I've seen people in the airport with their SecurID tokens TAPED to the lid of their laptops!

Jonothong Williamsmang (ex machina), Friday, 7 October 2005 13:21 (twenty years ago)

Oh OK and Microsoft and Sun use smartcards for authentication now.
Seriously though I doubt we'll ever see banks fully invest in smartcard infrastructure for ATMs. Fraud prevention typically has the highest ROI for the banking business, so they'd do it if they thought it would make a sense.

TOMBOT, Friday, 7 October 2005 13:29 (twenty years ago)

is your wallet made out of a magnet, tombot?

RJG (RJG), Friday, 7 October 2005 13:32 (twenty years ago)

Having done consulting for banks, I can tell you that everyone who works for a bank is an asshole. They also give you really opened ended specs for stuff and then insist on idiotic cycles of piecemeal revisions.

Jonothong Williamsmang (ex machina), Friday, 7 October 2005 13:33 (twenty years ago)

Most ATM fraud and skimming* comes internally from the bank's own ATM departments. Nothing a smart card can do about that. There's little reason for banks to invest in smart card systems here because there is so little actual examples of failure of the card in this manner as described on this thread. All debit/credit card fraud comes internally from the company or from outright identity theft or people physically stealing the card. I mean that's the bottom line. Jon your idea is fantastic and great and smart, but no bank in America is going to shell out that kind of money to prevent .005% of fraud.

* Meaning of the mystery dollar disappearance variety, not the "fucker stole my credit card" variety.

Allyzay knows a little German (allyzay), Friday, 7 October 2005 13:33 (twenty years ago)

is your wallet made out of a magnet, tombot?

No, it just resembles George's wallet on Seinfeld, so everything in it breaks or falls out unnoticed!

Allyzay knows a little German (allyzay), Friday, 7 October 2005 13:34 (twenty years ago)

http://www.markallen.com/shop/magnets/images/magnets-002.jpg

Ally, do you have a reference for that? It seems to me that most ATM fraud would come from stolen card + pins!

Jonothong Williamsmang (ex machina), Friday, 7 October 2005 13:35 (twenty years ago)

Oh, my reading comprehension sucks, but I'd still like a reference!

Jonothong Williamsmang (ex machina), Friday, 7 October 2005 13:35 (twenty years ago)

Errr I have no idea how to go about getting an online reference for that, I'm closely acquainted with C1t1's security/fraud VP. (I'm also related to the person who bilked D1me in NY/NJ/CT out of a huge amount of money during their stint as the VP of ATM operations).

Stolen card is #1 obv, I mean there's barely any such thing as a pure ATM card anymore so you don't even need people's PIN# to steal shit out of their account. Incl money, just go to a grocery, buy a carton of smokes and ask for $100 back.

Allyzay knows a little German (allyzay), Friday, 7 October 2005 13:56 (twenty years ago)

OMG WTF I JUST REALIZED THAT MY ONE AUNT IS THE VP OF SAVING TEH ATM $$$ AND MY OTHER AUNT IS THE VP OF STEALING TEH ATM $$$ OMG WHY DO THEY NOT NINJA FITE THAT WOULD BE SO COOL?????????????????/

Allyzay knows a little German (allyzay), Friday, 7 October 2005 13:57 (twenty years ago)

Most/All grocery stores only let you get cashback if you use it as an atm card (with pin) to pay instead of a credit card. My understanding was this was to encourage this as credit cards cost more for a biz to process.

Jonothong Williamsmang (ex machina), Friday, 7 October 2005 13:57 (twenty years ago)

I've gotten cash back at bodegas using my credit card!!! Maybe they're doing something illegal there, shocker.

Allyzay knows a little German (allyzay), Friday, 7 October 2005 13:59 (twenty years ago)

whoa, ally, you'd think c!t! would fire your aunt just for guilt by, like, relative association.

hstencil (hstencil), Friday, 7 October 2005 13:59 (twenty years ago)

banks don't care (much) about preventing atm fraud because it's such small potatoes compared to other types of losses resulting from forged documents or bad loans.

btw, (at least here) a lot of generic atms that will charge you that extra fee that your home bank wouldn't, are actually anonymously owned by the bigger banks - so they're kind of double charging their own customers all sneaky like.

Kim (Kim), Friday, 7 October 2005 14:26 (twenty years ago)

results are in for chip and PIN - http://www.theregister.co.uk/2005/10/10/chip_and_pin/

Tracer Hand (tracerhand), Monday, 10 October 2005 19:51 (twenty years ago)

So as long as you report it as a crime, and there are cameras showing you actually took the money out, you will always get the money back here.

I had my bank account fleeced of my entire weekend drinking money life savings (about £200) when I was down in London a few years back. It was proved by science (OK, those wee cameras inside the ATMS) that it wasn't me using the machine after the last transaction I told them I'd made and I still had to pay a £50 excess. Bastarding Clyd3sd4le B4nk.

ailsa (ailsa), Monday, 10 October 2005 20:13 (twenty years ago)

They make such lovely notes, though.

Tracer Hand (tracerhand), Monday, 10 October 2005 20:14 (twenty years ago)

I don't care, they fucking nicked fifty of mine for no fault of my own (other than being pissed and careless on Camden Parkway on a Saturday night, which is not a crime in itself).

ailsa (ailsa), Monday, 10 October 2005 20:21 (twenty years ago)

I don't think most UK banks have that excess deduction, so maybe it's time to switch accounts. I once tried to take £50 out of a Barclays machine at Heathrow airport and no money came out, but it still took the money from my account, and I got all of it back a few weeks later after complaining to the bank.

Colonel Poo (Colonel Poo), Tuesday, 11 October 2005 08:23 (twenty years ago)

Why, thanks for the advice, but surprisingly enough I switched banks about a week later, then bombarded them with tons of letters of complaint which did absolutely diddly squat for getting my money back, but made me feel better anyway.

ailsa (ailsa), Tuesday, 11 October 2005 15:50 (twenty years ago)

three years pass...

sigh

2008-12-10 - ABM Withdrawal $160.00
2008-12-10 - ABM Deposit - $1,000.00
2008-12-10 - ABM Withdrawal $200.00

shitty thing is last few purchases made by me were all christmas gifts for kids! way to kick a girl when she's having a nice week, jerks..

skeletal lexing (Finefinemusic), Thursday, 11 December 2008 03:46 (seventeen years ago)

though right now I am +$640 which is nice, I wish they'd let me keep it for emotional suffering

skeletal lexing (Finefinemusic), Thursday, 11 December 2008 03:47 (seventeen years ago)

ooh, the fakey deposit, that's tricky. sucks :(

ian, Thursday, 11 December 2008 08:20 (seventeen years ago)

three years pass...

Got a weird look from someone when I pulled on the ATM card slot on a gas pump to see if there was a skimmer in there. Explained what I was doing and got an even weirder look.

Have you seen how optimized these things are? http://krebsonsecurity.com/2012/04/skimtacular-all-in-one-atm-skimmer/

Vini Reilly Invasion (Elvis Telecom), Wednesday, 9 May 2012 01:35 (fourteen years ago)

so many delightful new experiences this year

saltwater incursion (Dr Morbius), Monday, 12 November 2012 23:42 (thirteen years ago)

Shit. how much?

the little prince of inane false binary hype (Alfred, Lord Sotosyn), Monday, 12 November 2012 23:43 (thirteen years ago)

thats kinna personal

not quite a third of what I recently inherited? (A month ago there wouldn't have been anything worth hacking)

saltwater incursion (Dr Morbius), Monday, 12 November 2012 23:46 (thirteen years ago)

Well, no, I wasn't looking for figures, just trying to understand how much it would hurt.

the little prince of inane false binary hype (Alfred, Lord Sotosyn), Monday, 12 November 2012 23:48 (thirteen years ago)

I assume I'm getting credited for it, or I'm going Full Falling Down.

saltwater incursion (Dr Morbius), Tuesday, 13 November 2012 00:06 (thirteen years ago)

eight months pass...

Gas pump skimmers are getting craftier. A new scam out of Oklahoma that netted thieves $400,000 before they were caught is a reminder of why it’s usually best to pay with credit versus debit cards when filling up the tank.

The U.S. Attorney’s office in Muskogee, Okla. says two men indicted this month for skimming would rent a vehicle, check into a local hotel and place skimming devices on gas pumps at Murphy’s filling stations located in the parking lots of Wal-Mart retail stores. The fraud devices included a card skimmer and a fake PIN pad overlay designed to capture PINs from customers who paid at the pump with a debit card.

According to their indictment (PDF), defedants Kevin Konstantinov and Elvin Alisuretove would leave the skimming devices in place for between one and two months. Then they’d collect the skimmers and use the stolen data to create counterfeit cards, visiting multiple ATMs throughout the region and withdrawing large amounts of cash. Investigators say some of the card data stolen in the scheme showed up in fraudulent transactions in Eastern Europe and Russia.

As the Oklahoma case shows, gas pump skimmers have moved from analog, clunky things to the level of workmanship and attention to detail that is normally only seen in ATM skimmers. Investigators in Oklahoma told a local news station that the skimmer technology used in this case was way more sophisticated than anything they’ve seen previously.

Increasingly, pump skimmer scammers are turning to bluetooth-enabled devices that connect directly to the pump’s power source. These skimmers can run indefinitely, and allow thieves to retrieve stolen card data wirelessly while waiting in their car at the pump.

Elvis Telecom, Monday, 5 August 2013 08:49 (twelve years ago)

A lot of people where I work had their credit/debit card info stolen. At last count I heard it was 200 people.

tokyo rosemary, Monday, 5 August 2013 13:15 (twelve years ago)


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