rolling FIRST WORLD PROBLEMS thread

http://whitewhine.com/

Haha - that's actually funny!

i'm bored. at my job. which i have. in a climate-controlled office. where i get paid a reasonable amount for my time.

― pan loco y salsa loca (get bent), Tuesday, 19 April 2011 02:24 (2 days ago)

otmfm

enjoying http://whitewhine.com thanks michael WHITE

agonizing over what to put as the subject of an email

spent my last $5 cash on a protein shake when leaving the gym yesterday, then remembered it was the last day before payday and the last two weeks have drained my bank account and i didn't have anything to eat for dinner at home.

when i got home i grabbed this coffee can i keep spare change in which i'm sure had about $30 or $40 in it.

i spent the next hour driving to three different grocery stores that had coin-counting machines only to find that the first two were out of order and the 3rd didn't have one anymore.

frustrated and hungry, i checked my bank balance on my smart phone and realized that i actually had a few dollars in my checking account so i bought a box of macaroni and cheese, went home, ate it, then watched the "deserts" episode of Human Planet, which featured a segment on Tubu women who ride camels and walk through the Sahara for three days just to get to a well.

:-\

You can actually pay for things with change, you know. As if it were money.

you don't have direct deposit?

i have direct deposit but today is my pay day and this story took place last nite

Our change barrel is now so full that we can't get any more change in it. Fuck change.

so if you'd used your bank card, the transaction wouldn't have hit/cleared until today, when you got paid, so you wouldn't have been overdrawn, right?

sarahel maybe re-read my post

or just click on another thread

i read your post twice! your "first world problem" isn't even a "problem"!

"enduring needless nitpicking from sarahel" qualifies as a first world problem tho right?

no, it just qualifies you as a douchebag.

sarahel i was under the impression that i would overdraw my bank account but i was mistaken.

my first world problem is that i didn't want to buy dinner with a bunch of dimes and nickles, so i figured i'd take advantage of these very first-world change-counting machines at one of my nearby grocery stores but they were all broken/non-existant

also i spent $5 on a beverage that has more protein in it than lots of humans on earth get in a whole week

but gr8080....

why

why what

i was sarcastically being a sarahel stand-in asking you to explain all your actions

it's friday!

i just don't understand why you'd even need to worry about your bank balance when it's the night before you get your paycheck direct deposited into your bank account.

http://www.debateitout.com/wp-content/uploads/2010/09/jurors.jpg

my bank doesnt work that way?

if my available balance is $1.00 on thursday night, i cant buy something for $2.00 on thursday night?

your First World Problem is that you need a less crappy bank!

sigh

sarahel as someone who has also recently accepted the stereotypes ilx has laid upon him and decided to just "go with it", i salute you.

Banks now require you to opt in if you want overdraft protection. If you do not opt in to that ridiculously expensive service, your debit card transaction will be declined if you do not have sufficient funds.

For the legislation that brought about this change and other consumer protections, I am very grateful.

Jesse otm x2

"OVERDRAFT FEES AGGGHH" such a 1st world prob.

2010 was a bad year for me w/ that shit and this is the first time ive come this close in 2011

still, glad my "crappy bank" doesnt let me spend money i dont have so i end up paying $40 for a box of mac n cheese

I've saved up a crystal lite plastic can full of change for maybe a year.

Cashed it in today: $21.

another first world problem that factored into my night: anxiety over getting my bank card declined at a grocery store check out :-X

Some asshole stole my debit card while I was in New Orleans last winter and somehow they obtained my PIN. They deposited a stolen check and then withdrew a few hundred dollars, bought gasoline, and some other stuff. Chase refused to deem it a fraud because they had my PIN. I guess that's a FW problem? Whatever, I want my $300!

xxp - yes! I hated it when I overdrew my account b/c of this "service" that offered me "protection from the hassles of declined transactions" (as Chase's marketing materials put it) at the cost of $35 per instance of "protection."

sarahel as someone who has also recently accepted the stereotypes ilx has laid upon him and decided to just "go with it", i salute you.

― gr8080, Friday, April 22, 2011 5:42 PM (6 minutes ago)

lol @ reenacting the crucifixion for the holidays

Hells Cargo does you the "favor" of having the largest transactions covered first, which often results in them charging you more overdraft fees.

^^yes this is standard practice, again its so that your "most important transactions have priority"

lol @ reenacting the crucifixion for the holidays

― the wages of sin is about tree fiddy (WmC), Friday, April 22, 2011 12:51 PM (2 minutes ago) Bookmark

...and also with you

though they will often reverse the fees if you call and complain.

And now I'm going to tell you about Bank of America! Their "service" was that they deducted transactions from your account starting with the highest amount, down to the lowest. This """""SERVICE"""""" was so that "transactions of a higher dollar amount are more likely to be important transactions, such as car payments or mortgage payments [and also because if we deducted that $2.00 transaction before the one for $20.00 on the same day, we could only charge you for ONE $35.00 overdraft fee!]"

xp - fuck it, I wrote it, I'm posting it.

That legislation I spoke of took care of that fucking malarky, too.

Oh - One time the "bigger transaction first" BS led to my having 4 overdrafts, costing $35 each. Then?? You know what?! $6 per day, per overdraft for every day the account stayed in the red (maximum of 7 days' worth of charges).

congress working for you!

xpost

The Playstation Network is down for two days.

o bank of america sux

i keep my change in two 18-year-old souvenir durham bulls cups -- quarters in one, the rest in the other

I once walked to my BOA to deposit a check and they told my it would cost $9 to deposit it with a teller, so I had to go stand in the line for the drive-thru ATM, between cars. Kinda lol, kinda MAD.

So many of the bars in my work neighborhood were busy, I had to walk for approx. an hour before finding a spot to have a drink while my wife watches a kiddie movie with her college friend. Now I only have 15 minutes to relax before she calls me for dinner and the spot I want to go to is about 7 blocks away and I'm tired.

^^^ first world whining

I'm sure it's been said on this thread before, but some of these problems say more about how stress works than about how spoiled the posters are. Whiney's op is a true first world problem. Dan and Grady's just seem like stressful moments.

otm but the joke is that none of them are really problems, just like a lady having to ride a camel 3 days for water like her tribe has for 600 years isn't really a problem but is probably stressful.

when i think "first world problems" the first thing i always think about is my brother's college apartment. it had a 14" television w/ the little RCA/AV jacks on the front for plugging in a Nintendo or a DVD player. You'd walk in and see a small skillet hanging from the RCA jacks by a shoelace. When you'd ask them what was up with that they'd explain that the RCA inputs on the TV were kind of fucked up and only really worked if you applied some pressure to them in the downward direction, so to have uninterrupted dvd/nintendo they hung a weight that apparently did the trick.