does anyone have their mortgage through a CU? I'm looking at refinancing sometime in the very near term
― mh 😏, Wednesday, 11 January 2017 20:39 (seven years ago) link
I do, but I don't know much about these things.
― sam jax sax jam (Jordan), Wednesday, 11 January 2017 20:52 (seven years ago) link
tbh interest rates on all savings accounts kind of suck right now
I was going to say. Not just a credit union thing!
― Ned Raggett, Wednesday, 11 January 2017 21:00 (seven years ago) link
apparently they're better on her ING account but idk
― sam jax sax jam (Jordan), Wednesday, 11 January 2017 21:01 (seven years ago) link
xp yeah i had a great interest rate at my credit union a few years back until rates took a dive in general.
― new noise, Wednesday, 11 January 2017 21:03 (seven years ago) link
I could have sworn ING got rid of savings accounts in the US a number of years ago and maybe sold that arm of the business? They did have a HQ in town and then it folded.
― mh 😏, Wednesday, 11 January 2017 21:23 (seven years ago) link
it used to be Capitol One 360, which got taken over by ING i believe?
― sam jax sax jam (Jordan), Wednesday, 11 January 2017 21:32 (seven years ago) link
i just opened an account with a local CU. it's up the street from me. we still have bank of america accounts since we lived in MA but they don't even have locations in cleveland so that's why we opened up the CU account. i'd like to eventually move everything to the CU.
we're looking to buy a house so we've been working with BofA on the mortgage pre-approval process since before we moved to OH. we've been deep in it w/ them for a months and have a good relationship with the BofA mortgage guy so it seems easier to continue w/ them even though i might prefer to go w/ the CU. i just don't feel like starting that whole process w/ a new entity, but we'll see.
― marcos, Wednesday, 11 January 2017 21:38 (seven years ago) link
t used to be Capitol One 360, which got taken over by ING i believe?
― sam jax sax jam (Jordan), Wednesday, January 11, 2017 4:32 PM (five minutes ago) Bookmark Flag Post Permalink
other way around? we had an ING account too but now it is capitol one 360
yeah, I think ING got rid of their direct product and I ditched it when they sold to Capitol One
Credit unions are really popular here because enough people work for Wells Fargo. Apparently if you work there, you know better than to bank there.
― mh 😏, Wednesday, 11 January 2017 21:42 (seven years ago) link
Ok my bad. Like I said, I am bad at banks.
― sam jax sax jam (Jordan), Wednesday, 11 January 2017 21:43 (seven years ago) link
Would explain the thriving credit union ecosystem in SF, for darn sure.
― Ned Raggett, Wednesday, 11 January 2017 22:49 (seven years ago) link