xp but the law is that the homeowners' insurance company can't be named as a defendant, not that you can't say publicly after the trial "this is about insurance."
― on entre O.K. on sort K.O. (man alive), Thursday, 15 October 2015 14:25 (eight years ago) link
So, and again best guess, is that the insurance lobby got that law on the books as an asset protection measure.
I mean, if you're a juror on that case, you're not going to find in favor of the plaintiff. But if you know that the situation is just this lady trying to get an insurance company to cover her cripplingly expensive medical bills, you're way more likely to award her damages. In a very calculating way, it makes sense. You want people to decide these cases purely on the legal standard (here, negligence) and not from the heart.
xp I don't know what the law says. I'm just guessing there might be some kind of confidentiality provision somewhere.
― carl agatha, Thursday, 15 October 2015 14:27 (eight years ago) link
And yes medical insurance can absolutely refuse to pay something until they are sure nobody else is responsible. Group medical refuses payment for treatment for work related injuries, car accidents where someone else was at fault, accidents where a homeowner's policy or premises liability insurance might cover it. Yes. Absolutely they do this.
― carl agatha, Thursday, 15 October 2015 14:28 (eight years ago) link
I saw it a lot with comp claims where nobody would pay for medical treatment until the claimant's comp claim was denied through the administrative appeal level. Some poor sucker was being sent to collections by a hospital after the group carrier rejected his medical bills because they wouldn't pay until they were sure it was adjudicated not covered under workers' comp laws.
― carl agatha, Thursday, 15 October 2015 14:33 (eight years ago) link
NB: non-ERISA insurance policies are regulated on a state level, so what is okay in CT may not be okay in NY.
― carl agatha, Thursday, 15 October 2015 14:34 (eight years ago) link
http://www.today.com/parents/worst-aunt-ever-speaks-out-i-was-never-comfortable-suing-t50351
― a literal scarecrow on a quaint porch (forksclovetofu), Thursday, 15 October 2015 14:38 (eight years ago) link
bottom line is that the insurance companies should be vilified but it's much more fun to make fun of a woman for having a plate to carry fancy food on
― a literal scarecrow on a quaint porch (forksclovetofu), Thursday, 15 October 2015 14:40 (eight years ago) link
bingo
― carl agatha, Thursday, 15 October 2015 14:40 (eight years ago) link
To be fair those quotes are pretty funny.
― One bad call from barely losing to (Alex in SF), Thursday, 15 October 2015 14:44 (eight years ago) link
So I wonder if now that the negligence claim has been legally denied if her medical insurance will cover the surgeries.
― One bad call from barely losing to (Alex in SF), Thursday, 15 October 2015 14:47 (eight years ago) link
They should now, yeah. I mean assuming she meets the criteria for coverage under the plan.
― carl agatha, Thursday, 15 October 2015 14:52 (eight years ago) link
― a literal scarecrow on a quaint porch (forksclovetofu), Thursday, October 15, 2015 9:40 AM (11 minutes ago) Bookmark Flag Post Permalink
Or really just for using a fancy French word for a plate. For all we know it was just a plastic plate with some grapes and cheddar cheese cubes.
― on entre O.K. on sort K.O. (man alive), Thursday, 15 October 2015 14:53 (eight years ago) link
xp I don't know why the insurance company wouldn't cover it. That was just reflexive defense lawyer talk about meeting the criteria for coverage.
― carl agatha, Thursday, 15 October 2015 14:53 (eight years ago) link
it's hardly paranoid to think that her insurance company's / insurance lobby's pr teams are going the extra mile to make sure she's properly shamed so that the next plaintiff who goes this route doesn't think twice
― a literal scarecrow on a quaint porch (forksclovetofu), Thursday, 15 October 2015 14:54 (eight years ago) link
Went to the partyCouldn't eat the d'oeuvresInsurance companies are a bad trip
― can't stop won't stop chooglin (how's life), Thursday, 15 October 2015 14:55 (eight years ago) link
Well it is possible that the cost of the surgeries exceed the yearly maximums, but that seems unlikely since this lady lives in Manhattan and likely has pretty decent insurance and this is wrist surgery.
― One bad call from barely losing to (Alex in SF), Thursday, 15 October 2015 14:56 (eight years ago) link
"it's hardly paranoid to think that her insurance company's / insurance lobby's pr teams are going the extra mile to make sure she's properly shamed so that the next plaintiff who goes this route doesn't think twice"
I don't see how any amount of shaming is going to make someone think "well I'll just pay the $127k". That's a lot of money for most people (even people who live in Manhattan walk ups).
― One bad call from barely losing to (Alex in SF), Thursday, 15 October 2015 14:57 (eight years ago) link
Yeah I agree I don't see that motive. It's either homeowners' policy pays or they pay, so there's no benefit to shaming her.
― on entre O.K. on sort K.O. (man alive), Thursday, 15 October 2015 14:59 (eight years ago) link
her own insurance WANTS her to sue. that's the point.
― on entre O.K. on sort K.O. (man alive), Thursday, 15 October 2015 15:00 (eight years ago) link
I don't see how any amount of shaming is going to make someone think "well I'll just pay the $127k".
― a literal scarecrow on a quaint porch (forksclovetofu), Thursday, 15 October 2015 15:12 (eight years ago) link
So sort of like a legal, socially accepted form of blackmailing?
― AdamVania (Adam Bruneau), Thursday, 15 October 2015 15:27 (eight years ago) link
how did you guys miss this one??????? I CRIED SO MANY TEARS READING THIS. SOMEONE HELP THESE PEOPLE!
http://www.nytimes.com/2015/10/10/your-money/work-life-balance-poses-challenges-regardless-of-wealth.html?WT.mc_id=2015-OCTOBER-FB-MC9-AUD_DEV-1001-1031&WT.mc_ev=click&ad-keywords=AUDDEVREMARK
― scott seward, Friday, 16 October 2015 17:40 (eight years ago) link
THANK YOU for the disclaimer...................
(A pause here: Parents with inflexible jobs or who are paid by the hour with no sick time would surely relish the challenge of choosing among high-quality day care, a nanny or one parent working from home to meet child care needs. They have it tougher than people I’m writing about here.)
― scott seward, Friday, 16 October 2015 17:42 (eight years ago) link
He should have added to the disclaimer that of course those people are drab and boring and what could we possibly learn from their struggles and the strategies they've adopted to work through them.
― intheblanks, Friday, 16 October 2015 17:48 (eight years ago) link
omg! I must make a decision instead having it all simultaneously! O, my poor head!
― Blind Lemon Extract (Aimless), Friday, 16 October 2015 17:52 (eight years ago) link
this is a really good tip for anyone really:
"Now, he said, they make more money working as brokers focused just on properties above $5 million and they also have more control over their schedules."
― scott seward, Friday, 16 October 2015 18:08 (eight years ago) link
ok, now that I went back and read the full article (I had to stop after a person quoted talked about "crushing it at work"), I can't believe how boring and lacking in any real content that was. Maybe I shouldn't be surprised by that, but there weren't even examples of the so-called "maniacal efficiency," or any, like, strategies for balancing work and life. Make time to play with your kids, have a routine, ok, thanks corporate overlords, thank god we have these founts of wisdom as models for the plebes. It's basically just cheerleading about how rich people are even better at having families than everyone else.
― intheblanks, Friday, 16 October 2015 18:11 (eight years ago) link
kind of a poky little kitchen they've got, raise your standards millionaires
― illegal economic migration (Tracer Hand), Friday, 16 October 2015 18:35 (eight years ago) link
Her husband, she said, “has a breakfast meeting, I have a call with Europe, my daughter wants to play baby mermaids, my son is starving, our dogs are barking, I need to get out the door for a work meeting and there’s a dinner at night.”
― a llove spat over a llama-keeper (forksclovetofu), Friday, 16 October 2015 19:28 (eight years ago) link
http://www.theguardian.com/us-news/2015/oct/17/wealth-therapy-tackles-woes-of-the-rich-its-really-isolating-to-have-lots-of-money
― a llove spat over a llama-keeper (forksclovetofu), Sunday, 18 October 2015 05:14 (eight years ago) link
Hmmn I wonder if there is an easy way of solving this have an insane amount of money... Probably not.
― One bad call from barely losing to (Alex in SF), Sunday, 18 October 2015 05:23 (eight years ago) link
not going to click on that obvious bait for hate-clicks, already spent too much of my life doing that.
― intheblanks, Sunday, 18 October 2015 05:49 (eight years ago) link
http://observer.com/2015/10/a-boutique-drop-in-meditation-studio-is-coming-to-new-york/
― Kiarostami bag (milo z), Thursday, 22 October 2015 16:01 (eight years ago) link
bizarro, lodro rinsler is mentioned in the buddhism thread as a hacky author of buddh-esque pop philosophy.
connections everywhere. namaste
― all my friends are vampires (art), Thursday, 22 October 2015 16:12 (eight years ago) link
also wondering how long i could sneak by w "chief spiritual officer" on my work email sig
― all my friends are vampires (art), Thursday, 22 October 2015 16:14 (eight years ago) link
"chief spiritual officer"
xp!
― nickn, Thursday, 22 October 2015 16:16 (eight years ago) link
Who wants to give me seed money for a chain of boutique bathrooms? With adjustable mood lighting, touchscreen TVs, wi-fi, curated playlists for your listening pleasure, hand-woven bathroom tissue of the softest, most absorbent cotton, artisanal soaps at the gold-plated sinks and attendants to hand you fluffy hand towels. Options available in both #1 and #2, ranging from $25 for a quick pee to $150 for the deluxe BM.
― something totally new, it’s the AOR of the twenty first century (tipsy mothra), Thursday, 22 October 2015 16:18 (eight years ago) link
BM deluxe - the nickname that never caught on :(
― all my friends are vampires (art), Thursday, 22 October 2015 16:20 (eight years ago) link
Also, all of your waste products will be recycled for compost, so you know you really have a zero footprint.
― something totally new, it’s the AOR of the twenty first century (tipsy mothra), Thursday, 22 October 2015 16:20 (eight years ago) link
With an app so you can find them, of course -- Püper.
― something totally new, it’s the AOR of the twenty first century (tipsy mothra), Thursday, 22 October 2015 16:23 (eight years ago) link
Sorry, I already trademarked that for my Yelp of public bathrooms.
― Kiarostami bag (milo z), Thursday, 22 October 2015 16:33 (eight years ago) link
You know, if you built it on the back of a truck, so the super fancy bathroom comes to you, you'd really have something.
― the top man in the language department (誤訳侮辱), Thursday, 22 October 2015 16:34 (eight years ago) link
there's a real gold rush on this shit huh
― a llove spat over a llama-keeper (forksclovetofu), Thursday, 22 October 2015 17:13 (eight years ago) link
― something totally new, it’s the AOR of the twenty first century (tipsy mothra), Thursday, October 22, 2015 11:23 AM (3 hours ago) Bookmark Flag Post Permalink
Shitr
― on entre O.K. on sort K.O. (man alive), Thursday, 22 October 2015 19:57 (eight years ago) link
An uber of mobile bathrooms is almost a pitchable idea actually -- all those times when you're in a big city like NYC and can't find a public restroom or don't want to wait in line for starbucks. Like it obviously wouldn't succeed but I wonder if you could actually convince a VC.
― on entre O.K. on sort K.O. (man alive), Thursday, 22 October 2015 20:00 (eight years ago) link
Shitr and Puper are total 2011 names, if this were launched now it'd be called GottaGo
― Guayaquil (eephus!), Thursday, 22 October 2015 20:04 (eight years ago) link
just don't let the marketing go to the people who made those ghastly inescapable ads for the product that you spray in the toilet to seal up smells (?) or whatever that was, with the "posh british lady" giving the pitch.
― Gorefest Frump (Doctor Casino), Thursday, 22 October 2015 20:07 (eight years ago) link
DumpTruck
― on entre O.K. on sort K.O. (man alive), Thursday, 22 October 2015 20:09 (eight years ago) link
lol
― marcos, Thursday, 22 October 2015 20:10 (eight years ago) link
PottyWagon
― nickn, Thursday, 22 October 2015 21:19 (eight years ago) link